Single Story En venta en Ensenada, Ensenada

Photo Link

•  single story EN VENTA  USD1,160,000 .
MLS® EH2

Land of 80,000 square meters, at the edge of the free highway Tijuana- Ensenada, a few meters from the intersection of El Tigre that divides Tijuana / Rosarito-Ensenada and Valle de Guadalupe, 4 minutes from cuatro cuatros, 20 minutes from Ensenada, 15-20 minutes from Valle de Guadalupe and all the restaurants and hotels in the area.
It´s a very beautiful place given the fact that it´s surrounded by small mountains with amazing colors and has a clear view of the ocean. The property does not have potable water, it is supplied by the purchase of pipes with water; it has a well to draw water but the permit is expired, apparently water will be found by digging 20 meters underground and it is completely ready for excavation.
It has some fruit trees and a small ranch in front of the property; the ranch has everything conditioned as if they had piped water. The ranch covers approximately 200 square meters of the 80,000.
The square meter is sold at 14.50 dlls giving a total of the property of 1,160,000 one million one hundred sixty thousand dollars.

Terreno de 80,000 metros cuadrado, a orillas de carretera libre tijuana- ensenada, a unos metros del la interseccion de el tigre que hace la divicion entre Tijuana/Rosarito- Ensenada y el Valle de guadalupe, a 4 minutos de cuatro cuatros, 20 minutos de Ensenada, 15-20 minutos del Valle de Guadalupe y todos los restaurantes y hoteles de la zona, es una lugar muy bonito por que tiene vista al mar y los alrededores son pequenas montanas con muy bonitos colores. la propiedad no tiene agua potable, se abastece por medio de compra de pipas con agua,tiene un pozo para sacar agua pero el permiso esta vencido, al parecer excavando 20 metros bajo tierra hay agua, tiene tido listo para la excavacion, tiene algunos arboles frutales, un pequeno rancho al frente de la propiedad, el rancho tiene todo acondicionado como si tuvieran agua por tuberia, el rancho cubre aproximadamente 200 metros cuadrados de los 80000, el metro cuadrado lo venden en 14.50 dlls dando un total de la propiedad de 1,160,000 un millon ciento sesenta mil dolares.

Información de la propiedad

Single Story En venta en Puerto Escondido, Ensenada

Photo Link

•  2 , 2 dor single story EN VENTA  USD220,000 .
MLS® CRIS01

Casa 1 piso, amueblada con vista al mar y Bahia
2 recamaras, recamara principalcon vista al mar
2 baños con agarraderas en regaderas
Cuarto de lavar incluye lavadora y secadora
Seguridad privada con un costo mensual de $65 Dlls
Espacio para estacionamiento de 2 carros
Sotano de aproximadamente 1,000 pies cuadrados
Construccion: 3,000 pies cuadrados aproximadamente
Terreno: 4,000 pies cuadrados
Casa construida hace 12 anos.

Información de la propiedad

Why invest in Ensenada?

Why invest in Ensenada?

 

Ensenada is known as the Mexican capital of wine, since ninety percent of the country’s wine is produced in the large municipality that surrounds it. The city is located approximately 80 km from the US-Mexico border, facing the Pacific Ocean.

 

It is also known as the city of knowledge for being the spearhead of scientific research, as well as a port of commercial height and of cruises.

 

It is a tourist center and a weekend retreat for millions of visitors a year. It has two national parks located southeast of the municipality, the Constitution National Park of 1857 (Sierra de Juárez) and San Pedro Mártir, where the National Astronomical Observatory is located. Ensenada is the spearhead of scientific research, both basic and applied, and has been declared by the local municipality as the City of Knowledge.

 

Live adventures of Heaven, Sea and Earth.

Start your tour on the Coastal Boulevard visiting the port area and the monumental Caracol Science and Aquarium Museum and venture into an adventure. Walk along the boardwalk to the plaza to admire its dancing fountains and local shows; deléitate later in the Black Market, of fish and seafood, with restaurants and shops.

 

Visit the traditional Riviera Civic and Cultural Center with its beautiful architecture and enjoy the temporary exhibitions of local artists and the rest of the country who present their works in a natural and relaxed environment.

 

 

Know the Center of the City

Head towards the picturesque First Street where you can find shops, restaurants and bars like the traditional Hussong’s canteen, famous for being the cradle of daisies. To whet your appetite, order a traditional fish taco at any food stall or hedgehog toast. Reserve the afternoon to visit some of the wine cellars with tasting of their products.

 

Discover how night emerges with new proposals

Close the day drinking craft beer and tasting cheeses with your family and friends in any of the new places that the port hosts.

 

 

In Ensenada you will find Guadalupe Island, the best place in the world to see white sharks, you will have a unique encounter with the sea where you can appreciate, as if from prehistory, the elephant seal colonies that migrate from Alaska to reproduce.

 

It also has a calm sea, hills, the gigantic middle desert-tropical valley, and its mountains that embrace the national parks; You will find cave paintings and a spectacular marine geyser called La Bufadora -a deep submarine canyon that empties into a cave in the cliff-; This marine geyser rises more than 30 meters above sea level, producing a sound that has given rise to its name.

 

You can also observe thousands of gray whales from the northern seas to the natural refuge located south of Laguna Ojo de Liebre, Laguna San Ignacio and Bahia de Ballenas in Baja California Sur, to give birth to their whales.

Do not miss the opportunity to invest in the beautiful city of Ensenada, Baja California.

With us you will find the houses, condominiums, land and commercials made to your needs.

Invest in Baja now!

 

 

 

At RE / MAX Baja Realty our agents are ready to SELL, BUY or RENT custom properties.

Please dont hesitate to call us

REMAX/BAJAREALTY

Gustavo Torres

(619) 270 5446

rosaritobeach@topproducer.com

www.bajainvestment.com

Rosarito one of the best options to invest

Rosarito one of the best options to invest

BY 

Real Estate Broker/Owner with Remax Baja Realty
October 17, 2018 10:00 AM

Rosarito has a wide variety of shops and businesses. The sale of handicrafts is characteristic of the area, objects from other states of Mexico and mainly products made in the locality are offered.

Location

Playas de Rosarito is 35 minutesfrom the US border, south of Tijuana and north of Ensenada. Its privileged location makes it an ideal destination, since in addition to being able to enjoy the attractions of it, you can enjoy the surroundings, such as the wine route, and more.

How to get?

The proximity to the international airport of Tijuana is short, to this airport flights arrive from all over the country, it is only 35 minutes by car from Playas de Rosarito.

Arriving at our destination is simple and safe, either by public transport or your own car. Take freeway 1, 2, or the 1D fee highway, follow the signs, buckle your belt and go.

 

 

Type of Climate

Playas de Rosarito is a place where the Mediterranean and temperate climate predominates,that is, there are no extreme cold or heat. In winter time (December to March) the average temperature is 18 ° C and you can expect rain. During the summer (June to September) the average temperature is 22 ° C, it becomes the perfect environment to enjoy the beaches and pools.

 

 

Services

 

Playas de Rosarito has all the necessary services to make your stay pleasant and safe.Houses for sale, rent or lodging in the best hotels.You will find exchange houses, banks and ATMs distributed on the main artery of the city and shopping centers as well as department stores. Insurances, gas stations, police stations, fire brigade, Red Cross and hospitals open 24 hours a day.

 

 

Any season is perfect to visit!

The climate is similar to the coastal area of ​​San Diego, but with constant sea breezes that keep us cool in the summer.

 

Throughout the year we enjoy an almost perfect climate with mild winters and balsamic summers.

 

Read More…

 

 

 

Do not miss the opportunity to invest in the beautiful city of Rosarito, Baja California.

With us you will find the houses, condominiums, land and commercials made to your needs.

Invest in Baja now!

 

 

 

At RE / MAX Baja Realty our agents are ready to SELL, BUY or RENT custom properties.

Please dont hesitate to call us

REMAX/BAJAREALTY

Gustavo Torres

(619) 270 5446

rosaritobeach@topproducer.com

www.bajainvestment.com

This Is What No One Tells You About Starting a New Life Abroad

This Is What No One Tells You About Starting a New Life Abroad

By Suzanne Mcgee | Money

 

In the summer of 2012, Brad Johnson and his wife joined the thousands of Americans who each year decide to spend their retirement years living overseas.

They rented out their house in Phoenix, Ariz., got a six-month tourist visa that they anticipated renewing indefinitely, packed up their two cars, and set off southward, to the first of a series of rental homes in and around Puerto Vallarta, Mexico. “It was absolutely wonderful,” says Johnson, now 70 years old.

The Johnsons had travelled in Mexico before and welcomed the chance to put down roots in a place they enjoyed, with a lower cost of living that would help them stretch their savings. They had plenty of company: as of August, some 680,000 beneficiaries received Social Security payments at foreign addresses, the best way to gauge the trend of retiring overseas.

What’s tougher to determine is how many of those overseas adventurers become boomerang expatriates, as happened to the Johnsons. Less than two and a half years after making their move to Mexico, they were back in the United States, dividing their time between Phoenix and Stockton, Calif., where Johnson’s mother-in-law, in her 90s, needed their help. Four years after their return, there are more ties keeping them in the United States: two grandchildren, ages two years and two months. It has changed Johnson’s idea of retirement. “We planned for a lot of stuff, but not for my wife realizing that her mother needed her eldest daughter back in Stockton,” Johnson says.

While there’s plenty of guidance available for wannabe expats on everything from picking the right destination to ensuring that you don’t mess up your taxes, there’s scant advice available for “boomerang” retirees who decide to move back home after a few years or after a decade or two. The best time to prepare for a possible return is before you leave in the first place.

“Very few people plan for this scenario, and they should — because the reality is that the kind of lifestyle that is right for you in your 60s or 70s may no longer be what you want or need in your 80s or 90s,” cautions David Kuenzi, founding partner of Thun Financial Partners of Madison, Wis., a financial planning firm that specializes in working with expatriate Americans of all ages, including retirees. He believes that of those who move overseas in retirement, we can expect to see “a surprising number” reconsider as they grapple with health problems or decide that they want to be closer to friends or family in the final decade or so of their life.

Ric Edelman, a financial advisor in Fairfax, Va., agrees. He had one client move abroad in his retirement, only to return to the United States within a year. “It was a very costly and disruptive period of his life that took two or three years to sort out,” Edelman says.

The Johnsons were fortunate. While they hadn’t made any formal plans for their re-entry, circumstances nonetheless contributed to a smooth return. They were gone only about two years and hadn’t gotten around to selling their house in Phoenix. They had returned every six months, to renew their Mexican tourist visas, and had therefore maintained their social ties in the U.S. Moving back may have thrown a wrench into their hopes and dreams, but it didn’t impose big financial costs.

Brad and Yvonne Johnson in Puerto Vallarta

Brad and Yvonne Johnson in Puerto Vallarta
Courtesy of Brad Johnson

Don’t Forget Uncle Sam

Resultado de imagen para inscripción al medicare

Other families might not be so lucky. Medicare late enrollment penalties are one potential minefield for returnees. Say you joyfully relocate to Costa Rica at the age of 65 with the intent of living there for the rest of your life, and so don’t bother to enroll in Medicare. But later you move back — perhaps you are widowed and lonely, or perhaps you have a medical condition that simply can’t be treated there as well as it could back in the U.S. Medicare Part B, which covers outpatient services, will require you to pay a 10% annual penalty for each year you should have enrolled, but didn’t, for the rest of your lifetime. Many financial advisors recommend that you sign up and maintain that coverage, just in case. This was less of a concern for the Johnsons, since they have separate retiree medical coverage through Yvonne’s former job as a federal government employee.

Also, don’t forget your tax obligations. Wherever you are in the world, you will have to file a tax return annually to the IRS, documenting all of your worldwide income: your Social Security payments, your investment income, any distributions from your retirement accounts, and any employment income you’re earning from a job with a local employer. Picked up a gig as a bartender on the beach? Be prepared to tell the IRS all about it. The Foreign Earned Income Exclusion means you won’t have to pay tax on the first $104,100 of any employment earnings you collect from that work, however.

Pay particular attention to state taxes, says Jonathan Lachowitz, founder of White Lighthouse Investment Management in Lexington, Mass., and an expert on cross-border financial issues. Florida is one of a handful of states that doesn’t collect a state income tax, while California and some others may treat you as if you never left if you come back within two years and could charge you state income taxes for the years that you were gone, Lachowitz says.

Don’t Cut Your Ties Back Home

Resultado de imagen para camino

When you first move, don’t sell your house immediately — and don’t commit to buying a new home immediately, either. “It’s always easier to buy a home than it is to sell,” cautions Edelman. It can be much more costly and expensive to sell that house you bought overseas than you expect, with special taxes and fees attached to the transaction. Meanwhile, renting for the first few years helps ensure that one potential reason for “boomeranging” — picking the wrong retirement location — doesn’t come with too big a penalty.

Keep your financial “home” back in the United States. It helps to have an existing relationship with a U.S. financial institution if you repatriate. “You can’t take your financial life with you, or you will have problems,” warns Kuenzi. Make sure to update your estate planning documents to reflect your current situation and jurisdiction.

SPONSORED FINANCIAL CONTENT

Resultado de imagen para finanzas

Then there are the “soft” issues. If you do decide to repatriate, recognize that your life now may be different from the life you left behind when you moved abroad. Your experiences may have changed your views and attitudes; your needs, too, may have changed. That will affect everything from the kind of house you live in to your interactions with your former social circle.

“The key message that I hope all of the people who are rushing off to Mexico and other destinations would learn is that life has a lot of surprises in store, and whatever you think today, your plans may change,” says Kuenzi. “So part of planning when you leave should involve at least the possibility that you might return.”

That’s something that the Johnsons now understand. After one overseas retirement adventure, today they’re in no hurry to do more than spend more time with their family in the United States and contemplate what comes next. Rather than relocating somewhere permanently, they are now considering future trips to Mexico or other international locales. “We’ll take it as it comes,” Johnson says.

 

At RE / MAX Baja Realty our agents are ready to SELL, BUY or RENT custom properties.

Please dont hesitate to call us

REMAX/BAJAREALTY

Gustavo Torres

(619) 270 5446

rosaritobeach@topproducer.com

www.bajainvestment.com

How Much Money Do You Need to Retire in Mexico?

How Much Money Do You Need to Retire in Mexico?

By Jean Folger | Investopedia

 

More and more Americans are retiring abroad to enjoy better weather, new experiences and relaxed lifestyles, as well as access to affordable health care and a lower cost of living. Mexico is a popular destination because it offers all this – plus it’s close enough to home that travel back and forth to the States to visit friends and family (and for them to visit you) is relatively easy and reasonably priced.

A primary consideration when deciding on a retirement location is what it’s going to cost. Here, we take a quick look at how much money you might need to retire comfortably in Mexico.

Lifestyle Matters

No matter where you retire – at home or abroad – how you retire greatly affects the amount of money you’ll need. It’s possible to retire in Mexico on a fraction of what one would need in the United States if you are willing to live modestly in a small apartment, eat simple meals at home, and forgo some of the comforts and conveniences you may be used to back home. Alternatively, you could easily spend $10,000-plus a month living large in an exclusive beachside community and taking full advantage of the myriad fine dining, entertainment and travel opportunities.

Most people who retire abroad won’t fall into either extreme, seeking a comfortable lifestyle that still keeps them on a reasonable budget. To achieve this in Mexico, a retired couple might be looking at the following monthly costs. Note that this level of budget in Mexico permits renting a house with three-times-a-week maid service and a weekly gardener:

Housing (a two-bedroom house rental) $900
Utilities (electric, gas, water, local phone, cable TV and internet) $150
Household help (maid service 3X/week; gardener 1X/week) $215
Groceries $350
Dining out and entertainment $250
Health care (both people on Mexican IMSS insurance, plus extra expenses) $140
Incidentals $150
Monthly total $2,155 

So for roughly $2,155 a month, or about $25,860 per year, a couple could retire comfortably in Mexico. And depending on the exchange rate between the peso and the U.S. dollar, Americans might be able to stretch their retirement budget even further. The average monthly benefit for a retired couple is $2,340, according to 2018 data from the Social Security Administration. That adds up to $28,080 each year – just enough to cover this budget.

Of course, retirement costs vary from person to person, and your costs could be lower or significantly higher than these estimates depending on your situation, lifestyle choices and any unforeseen expenses. And, keep in mind that these estimates don’t include expenses such as traveling to/from your retirement destination, moving your household, emergencies and taxes.

Ways to Save

One way to save is through Mexico’s retirement benefits program. If you are 60 or older and have a Mexico resident visa, you are eligible for Mexico’s Instituto Nacional para las Personas Adultas Mayores (INAPAM) benefits program. This program provides discounts of 10% to 50% on a variety of services, including health care (dental work, doctor visits, hospitals, lab work, medical devices and pharmacies); cultural activities such as archeological sites, museums and the theater; transportation (including airfare, bus fare, car rentals and car purchases); and hotels.

Another important way to control costs is to find out where the locals shop and go there. Get to know the local vendors and farmers, and learn where you can buy things at the “local” rate instead of the “tourist” rate. Remember, you’re not on vacation. It might be OK to splurge while on a short vacation, but if you live like that every day, it’s easy to burn through your entire retirement budget.

The Bottom Line

Retiring in Mexico might be a good choice for those looking to enjoy new experiences and cultures, access to affordable health care, a change of scenery and a lower cost of living. Since life outside the United States can be very different from what you may be accustomed to, it’s helpful to have an adventurous spirit and open mind to fully enjoy and appreciate the experience.

Be aware that some regions of Mexico are safer than others. It’s especially important in Mexico to research regions you’re considering before you move, use common sense, and avoid (or use extra caution) in areas with active travel alerts and warnings

Visa and residency requirements, plus taxes (both in Mexico and U.S. tax regulations for citizens living abroad) can be complicated. It makes sense to work with a qualified attorney and/or tax specialist when making plans to retire outside the United States.

Do not miss the opportunity to invest in the beautiful city of Rosarito, Baja California.

With us you will find the houses, condominiums, land and commercials made to your needs.

Invest in Baja now!

 

At RE / MAX Baja Realty our agents are ready to SELL, BUY or RENT custom properties.

Please dont hesitate to call us

REMAX/BAJAREALTY

Gustavo Torres

(619) 270 5446

rosaritobeach@topproducer.com

www.bajainvestment.com

5 REASONS TO INVEST IN REAL ESTATE

5 REASONS TO INVEST IN REAL ESTATE

By Finerio

 

In 2015, the Pulso del Investista Global survey, conducted by BlackRock, indicated that only 16% of Mexicans invests in real estate. You may wonder then, why do some people insist that it is a good investment?

   Investments in real estate are very reliable because they generate tangible value and competitive returns. According to data from the newspaper Reforma, in 2017, the price of housing, at least in Mexico City, doubled its value compared to the previous 5 years. This represents an annual growth rate of 15%, which exceeds inflation, GDP and reference rates (an indicator that reflects part of the country’s economic conditions); in a considerable way.

Several analysts say that this growth is due to a real estate bubble; however, there are many indicators that allow us to affirm that the real estate market is attractive and stable. This is due, among other factors, to the concentration of economic activities, the price of land, the legal aspects of construction, the guarantees of mortgage loans and the supply and demand of real estate; factors why investing in real estate may be a good idea. Here we talk about each one of them.

 

1. Concentration of economic activities
Although the economy is growing at a low rate, estimated at 2.3%, large cities have an important economic development, which implies some stability for companies and employees, who remain in the same places of work.

For example, Mexico City has 17.1 million inhabitants, but it is estimated that, every day, more than two million people travel from the neighboring states to the city to work or study. This represents a kind of daily migration to the city, which, in turn, motivates a definitive migration.

For its part, the Conapo has registered that, in the last 10 years, at least 2 million national migrants and nearly 100 thousand foreigners have settled in Mexico City. It is expected that this figure will continue to grow in the near future and, therefore, more places will be required to establish themselves.

 

2. The price of land
The price of land increases to a greater extent in urban centers where there is a shortage of space for construction. The land available is not only quoted in square meters, but in cubic meters, that is, the price of the land is determined depending on the number of floors that can be built. For example, in Mexico City, in the areas near Paseo de la Reforma, the prices of the departments reach figures of up to 100 thousand pesos per square meter.

 

3. Legal aspects of construction

 

In many parts of our country, building regulations indicate that buildings must have the highest standards of quality and safety, due to the seismic risk. As a result, more time is required to carry out procedures, planning and construction; better materials and better trained workforce are needed; which increases the value of the house.

 

4. Mortgage loans: real estate bubble control
After the various crises caused by mortgage loans, especially in the United States, the regulations of the Mexican financial system and the financial entities themselves have established stricter control measures. When granting a mortgage loan, banks are obliged to provide important economic guarantees to the Bank of Mexico to guarantee the liquidity and stability of the system.

According to Leopoldo Riquelme, marketing and business strategist, we are far from falling into a mortgage bubble, like the one that happened in 2008 in the United States, which originated, among other causes, due to the granting of NINJA loans (No Income , No Job, No Assets). That is, people without income could request more than one mortgage at the same time. We are also far from seeing in our stock market “junk bonds”, which transfer the risk of mortgage default from one financial institution to another.

 

5. Law of supply and demand
It is evident that, for example, in Mexico City there will be a high demand for housing for a long time. We can see the incessant construction of real estate developments that are even sold in pre-sale, that is, before finishing its construction.

On the other hand, after the September 2017 earthquakes, Alejandro Kuri, president of the Mexican Association of Real Estate Professionals (AMPI), affirmed that the sale and rent prices were maintained after an immediate demand was generated for more than 10 thousand homes. He also assured that less than 1% of real estate agents were affected and the sector will have a growth of 4%, which has been maintained for the last 4 years. This stable growth is an indicator of a healthy market and far from a mortgage crisis.

Due to these 5 reasons, in 2018 we will have a solid property market in which we can invest and obtain very good returns. If you think that to invest in real estate you need large sums of capital, do not worry, in our next articles, we will show you that there are real estate investment options for all kinds of budgets.

 

Source: Riquelme (2018). Invest in real estate. A great purpose for 2018. Supplement. Reform. Destiny Point, p.30.

 

Do not miss the opportunity to invest in the beautiful city of Rosarito, Tijuana y Ensenada, Baja California.

With us you will find the houses, condominiums, land and commercials made to your needs.

Invest in Baja now!

 

At RE / MAX Baja Realty our agents are ready to SELL, BUY or RENT custom properties.

Please dont hesitate to call us

REMAX/BAJAREALTY

Gustavo Torres

(619) 270 5446

rosaritobeach@topproducer.com

www.bajainvestment.com

Every year more foreigners arrive to live in Rosarito!

Every year more foreigners arrive to live in Rosarito!

The confidence of tourists and the foreign community in Playas de Rosarito, mainly from the United States, in terms of security has caused the municipality to exceed the figure of 14,000 North American residents, and that in recent years they continue adding a greater number of foreigners who prefer to reside in this locality, considering it a “safe and quiet place to live and vacation”.

 

Likewise, the percentage of tourist influx and hotel occupancy in recent years has been exceeded, since in 2015 the inflow compared to 2014 increased by 19%, which contrasts with the travel alerts issued in a cyclical manner by the Department. of State in the American Union, which are only preventive recommendations, as they are issued to any other tourist destination, even within the United States.

 

Hotel Rosarito Beach

Do not miss the great opportunity to buy a beautiful condominium in the emblematic Hotel Rosarito Beach, which has first class facilities, beautiful views to the spring of Rosarito which also have access from the hotel.

Enjoy as a couple, family or in solitude a beautiful holiday whenever you want.

Condos ready for you to install!

Do not miss the opportunity to invest in the beautiful city of Rosarito, Baja California.

With us you will find the houses, condominiums, land and commercials made to your needs.

Invest in Baja now!

 

At RE / MAX Baja Realty our agents are ready to SELL, BUY or RENT custom properties.

Please dont hesitate to call us

REMAX/BAJAREALTY

Gustavo Torres

(619) 270 5446

rosaritobeach@topproducer.com

www.bajainvestment.com

New City Has All Residential Condominiums Tijuana México

New City Has All Residential Condominiums Tijuana, México.

 

US$ 205,000 on Sale

 

Medium eb ch4437

New City Has All Residential Condominiums
NewCity is the only residential with larger spaces, condominiums for you and your family to feel comfortable, and all the amenities you can think of … We think of spaces for you and your whole family, NewCity has more than 25 amenities, here NEVER you you will be boring.
.
Luxury condominiums from $ 2,500 per month
NewCity has an exclusive restaurant within its facilities, ideal to enjoy breakfast on a Sunday off or a meal with your best friends!
.

11 de 16

Luxury Condos from $ 192K

NewCity Residencial is a residential complex of five skyscrapers located a few minutes from the international booth of San Ysidro in Zona Rio in the city of Tijuana, B.C. Mexico. The development began its construction in 2006 with the “Diamond Tower” that with 28 floors we can say that it is currently the tallest building in the city.

 

In its entirety the residential will consist of 5 towers, of which 4 have been built, Torre Diamante, Torre Esmeralda, Torre Zafiro and Torre Onix. NewCity was designed with the idea of ​​creating an exclusive, comfortable and safe environment for the whole family, where you can live as a vacation, within a Resort, which as its slogan says “It Has Everything”.

It has models ranging from 87 m2 to 380 m2, with 1, 2 and 3 bedrooms which are delivered with luxury finishes and with the highest quality, always putting the spacious and functional spaces. NewCity is the only development in the region that offers spaces and common areas for residents to meet their needs without leaving home.

 

Medium eb ch44378 de 16
Among the amenities offered to its residents to make your life more comfortable are: Pool with slide, jacuzzi, sauna, games room, roofed albeca and wading pool, VIP room, playroom, business room, study, living room, dining room private, events room, gym, racquetball court, tennis, soccer, basketball, cinema, snack bar, card room, montessori school, daycare, dry cleaning, in addition to offering maximum security for 24 hours in each of its spaces with surveillance, security cameras and controlled access.

NewCity Residential is a unique place, where you have to live.

 

Medium eb ch4437Medium eb ch4437

Details
Type: House in condominium
Features:
Balcony, Covered parking, Yard, Grill, Accessibility for seniors, Furnished, Closed circuit, Equipped kitchen, Integral, kitchen, Service room, Elevator, Private subdivision, 24 hour security, Swimming pool, Children’s play area, Tennis court, Fitness center, Jacuzzi, Multi-purpose room, Pets allowed.

 

Do not miss the opportunity to invest in the beautiful city of Rosarito, Tijuana y Ensenada, Baja California.

With us you will find the houses, condominiums, land and commercials made to your needs.

Invest in Baja now!

 

At RE / MAX Baja Realty our agents are ready to SELL, BUY or RENT custom properties.

Please dont hesitate to call us

REMAX/BAJAREALTY

Gustavo Torres

(619) 270 5446

rosaritobeach@topproducer.com

www.bajainvestment.com

7 FINANCIAL ERRORS THAT YOU MUST AVOID IN YOUR TWENTY

We would all like to know how we should prepare ourselves for the challenges and stages of life before they happen. However, we learn from our mistakes with each experience we experience, hence the knowledge and maturity. But who would not like to get wisdom without having to constantly stumble over the stones of the road?

And although it is impossible to skip all the obstacles that will be faced, you can always learn from the mistakes and teachings of others. We just have to be aware of what is happening around us. Learning from the mistakes of oneself so as not to commit them again is very good, but learning from the mistakes of others so as not to commit them is doubly better.

The twenties are the best stages in life. You finished college and you start working, you have your own income and not many responsibilities. There are no children, no wife or husband, or significant health problems. It is said that when you are in your twenties you can experiment different ways to find what you are passionate about without taking the work or personal world so seriously.

Resultado de imagen para jovenes

However, if you are not careful with the responsibilities and freedoms that you have, you can make mistakes that will have a negative impact on your future, that is, in your 30’s and 40’s. Therefore, Finerio tells you the mistakes you should avoid in the financial area of ​​your life and that you are surely already committing. Do not say no, accept it and start learning from the teachings we give you.

 

1. Not having a budget

The most important point and to which almost nobody pays attention: the budget. It does not matter how much you win, but how you distribute and use your money. A person with high incomes can have bad finances and be very indebted. A person with average income who has good finances is because he has financial planning.

To create a personal budget it is necessary that you write down all your income (what you earn, what they give you, what you are) and all your expenses (the outputs, the chips, your dog’s food) of the month. Based on that you will realize how much your total spending is and how much monthly budget you can allocate to each category (home, transportation, food, health, entertainment, etc.). Once you are aware of that, you will know the amount you can really start saving month after month.

The key to having a good budget is not to exceed the limit you assign to each of the categories, and for that you need discipline, to record your expenses daily and not to spend more.

 

 

2. Do not save

“Do not save what you have left after spending. Spend what you have left after saving. ” Most young people hardly save or have little control over their savings. Just as money comes, it goes. Do not get carried away by the emotion of the moment and ask yourself if the expenses you are about to make are really necessary: ​​the clothes, the beers, the snacks, the trip, the car, the cell phone.

Why save? Most people save for short-term personal goals: buy something or go on a trip. However, when you start saving, it is essential to start with two things: a) A savings fund for emergencies and b) A savings fund for retirement.

The savings fund for emergencies is crucial in case you lose your source of income or have an accident. This fund should cover your expenses from 3 to 6 months. That is, if your monthly expenses are $6,000 , your savings fund should go from $18,000 to $36,000 .

 

3. Spending a lot of money socializing

Almost all young people are victims of spending money on banal things: restaurants, parties, outings with friends, with the bride or groom, gifts, concerts, trips, etc. It’s not a bad thing to spend at nice times, but if this happens very often it means that you’re probably not saving, or you could save more than you think; besides that you have based your happiness and your free time on activities that revolve around money. If you try other types of activities you will see that happiness can be achieved without spending too much.

 

4. Not having a credit history

Many people have the misconception that having a credit card or asking for a loan is a very bad thing that only gets you into debt. That is not like that. When people process a credit card or ask for a personal loan they begin to form a credit history that reflects their behavior as a debtor. If you always pay on time and make full payments, you have nothing to worry about.

Form a credit history from an early age will help you in the future when you want to get a credit for a house, for a car or for your business. Financial institutions when they see your history will realize that you already have seniority and trust more in lending, likewise, if your rating is good, they will grant you better conditions and interest rates.

 

Resultado de imagen para endeudamiento

 

 

5. Debt
The worst mistake you can have in your twenties is to start getting into debt and not make an effort to get out of debt. Debt is a bad habit that will end up consuming and wearing you out. Hence the importance of a budget, because you will avoid spending money that you do not have.

      If you already have debts, we recommend ending them.

 

6. Do not educate yourself financially
If we live in a system that moves through money, it would be prudent to learn how it works in order to use it to our advantage. In our country, financial education is almost nil; However, that does not mean that we have to remain blank.

Surely when you have gone to the bank, when you have heard of investments, loans and personal finances you have been left with a “what” face, and you even feel that they see you as a fool. It is a fact that you need to know certain financial terms so that you understand that they are talking to you when you want to take out your credit card or want to hire a financial service. You will see that it is nothing special if you start to investigate little by little.

Dedicate about 2 hours a week to educate yourself financially.

8. Do not invest

The last mistake you can make, but not the least, is not to invest your money. To invest? That’s right, it sounds complex, but it is not. Now there are several investment platforms that are online and with which you can start from 100 pesos.

Investing is essential so that your money does not lose value over time, that is, with inflation. Now it is not useful to save and leave your money under the mattress or in a bank account that does not generate returns, because that money in a few years will be worth less than it is worth today.

And if you do not convince, we tell you the best reason to start investing: generate income without having to work.

 

We recommend you read  5 REASONS TO INVEST IN REAL ESTATE

One of the most recommended markets to invest is real estate since it is a growing and very well remunerated sector.

we can help you invest your money better and in this way make it grow exponentially.

Do not miss the opportunity to invest in the beautiful city of Rosarito, Tijuana y Ensenada, Baja California.

Invierte en REMAX Baja Realty

With us you will find the houses, condominiums, land and commercials made to your needs.

Invest in Baja now!

 

Now you know the mistakes you should start avoiding, and that you were probably already committing. But, remember that, if you learn from these teachings and apply them, in a few years you will no longer have to trip over those stones. These teachings you will learn one way or another, but better to be for the good. What do you think? 

At RE / MAX Baja Realty our agents are ready to SELL, BUY or RENT custom properties.

Please dont hesitate to call us

REMAX/BAJAREALTY

Gustavo Torres

(619) 270 5446

rosaritobeach@topproducer.com

www.bajainvestment.com